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Conventional Loans

Conventional loans are loans that aren’t back by the Federal Government directly.  They offer a range of down payment, mortgage insurance and terms.

Conventional Loan Highlights

      • Works well with higher credit scores…but not a requirement!
      • Down payments as low as 3%.  Usually your best choice if you have more than 20% to put down.
      • Loans up to $726,525 in Colorado!
      • Can be combined with 2nd mortgages to eliminate mortgage insurance with less than 20% down.
      • Pay your mortgage off at any time without pre-payment penalties

Why work with Custom Lending?

      • We know how to structure loans that fit your situation!
      • We will show you why each option does or doesn’t make sense.
      • We explain all costs in detail and let you pick the rate that works for you.
      • Many of our loans don’t require an appraisal or have a reduced cost appraisal.
      • Fast and efficient, we can easily close most loans in less than 30 days.

      Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

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